TERMS OF SERVICE

1. Terms
   By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, applicable laws and regulations and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trade mark law.

2. Use License
   Permission is allowed to temporarily download one duplicate of the materials (data or programming) on Wiebe Insurance Advisors site for individual and non-business use only. This is just a permit of license and not an exchange of title, and under this permit you may not:

• modify or copy the materials;

• use the materials for any commercial use, or for any public presentation (business or non-business);

• attempt to decompile or rebuild any product or material contained on Wiebe Insurance Advisors site;

• remove any copyright or other restrictive documentations from the materials; or

• transfer the materials to someone else or even “mirror” the materials on another server.

This permit might consequently be terminated if you disregard any of these confinements and may be ended by Wiebe Insurance Advisors whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your possession whether in electronic or printed form.

3. Disclaimer
   The materials on Wiebe Insurance Advisors site are given “as is”. Wiebe Insurance Advisors makes no guarantees, expressed or implied, and thus renounces and nullifies every single other warranty, including, without limitation, implied warranties or conditions of merchantability, fitness for a specific purpose, or non-infringement of intellectual property or other violation of rights. Further, Wiebe Insurance Advisors does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet site or otherwise relating to such materials or on any sites linked to this website.

4. Constraints
   In no event shall Wiebe Insurance Advisors or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Wiebe Insurance Advisors Internet site, even if Wiebe Insurance Advisors or an authorized representative has been notified orally or in writing of the possibility of such damage. Since some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Amendments and Errata
   The materials appearing on Wiebe Insurance Advisors site could include typographical or photographic errors. Wiebe Insurance Advisors does not warrant that any of the materials on its site are accurate, complete, or current. Wiebe Insurance Advisors may make changes to the materials contained on its site at any time without notice. Wiebe Insurance Advisors does not, however, make any commitment to update the materials.

6. Links
   Wiebe Insurance Advisors has not reviewed the majority of the websites or links connected to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Wiebe Insurance Advisors of the site. Use of any such linked site is at the user’s own risk.

7. Site Terms of Use Modifications
   Wiebe Insurance Advisors may revise these terms of use for its website at any time without notice. By using this site, you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law
   Any claim relating to Wiebe Insurance Advisors site shall be governed by the laws of the USA Wiebe Insurance Advisors State without regard to its conflict of law provisions.